Pay-per-lead with a prepaid wallet. No subscriptions to dead leads.
Every customer who hits our insurance funnel is delivered to you with a quote-ready intake. Your lead fund gets charged per delivery at a posted price. If the lead's bad, request a refund from ops.
The pain
What being an insurance broker actually feels like.
Lead gen is a flat-out scam in your industry.
You pay $20 a lead, half are dead, half are tire-kickers. The math gets worse every quarter.
By the time you call, three other brokers have already called.
You're the fifth voicemail of the day. Pickup rates fall to nothing.
Your subscription dollars vanish whether leads arrive or not.
Flat monthly fees to lead platforms keep billing even when the faucet is dry for a quarter.
The fix
What changes when you join the network.
We took every pain point above and engineered a specific answer. No generic platform-speak. These are concrete mechanics.
Pay only for leads that actually get delivered to you.
Your lead fund is charged per delivery. $15 Pole Position, $20 Fast Lane, $25 Cruise (rates finalize with our launch partners). Slow week? Wallet stays intact.
Matching deposit turns coverage spend into lead budget.
Every dollar you pay on an insurance coverage subscription auto-credits your lead wallet. You're effectively paying once and shopping twice.
Pole Position means you're the only broker for 24 hours.
Tier cascade runs Pole Position (solo, 24hr) → Fast Lane (all Fast Lane holders, 24hr) → Cruise (all Cruise holders, 24hr) → in-house fallback broker. Nobody else sees your Pole Position lead until the round ends.
We only route leads in states where you're licensed.
Insurance is regulated per state. Tell us your licensed states at apply time (or update from your provider settings any time). Leads in any other state cascade past you to the next tier or to the in-house fallback broker. No risk of a lead landing in your inbox you can't legally quote.
How a job flows
From application to first paid job: four steps.
Apply.
Tell us about your agency, the carriers you work with, and the states you're licensed in. You acknowledge the Provider Standards as part of the application; your E&O certificate on file clears you for lead routing.
Activate coverage on zips + fund your wallet.
Pick zips from the map (Cruise $1/mo, Fast Lane $8/mo, Pole Position $20/mo, finalizing with our launch partners). Deposit into your lead fund via Stripe; every insurance subscription dollar auto-matches.
Lead delivered → submit your quote in-app.
Customer intake lands on /provider/leads with contact, vehicles, current carrier. You submit a carrier + premium + deductible. Shop multiple carriers if you want.
Customer picks a quote. Winner binds the policy.
Customer compares every quote on /account/insurance-quotes and picks one. You're notified by email either way. Winning broker binds the policy off-platform + is paid directly by the carrier.
Pricing
One free zip. Pay for the reach you want.
Per-lead delivery from a prepaid wallet ($15/$20/$25 placeholder by tier) plus optional zip subscriptions that match-deposit into your wallet. Bad leads refund via ops.
Cruise
$1per extra zip / month
Home zip free. Every extra zip is a dollar.
Fast Lane
$8per zip / month
Ahead of every Cruise provider in your zips.
Pole Position
$20per zip / month
on top of an active Fast Lane subscription
First call on every job in the zip.
Pricing shown is being finalized with our launch partners. Final numbers confirmed before any provider is billed.
A real marketplace. You pay per delivery, not per promise. Your subscription dollars do double duty.
Five-minute application. We respond within a week. No obligation, no contract, no monthly fee for your home zip.
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